The promotion ends on December 31, 2024 (GMT+8). If there is an extension, we will send out notification.

Daily cash balance refers to the cash balance in US or Singapore stock market accounts in the corresponding currency after settlement.

Based on the cash balance and other participation conditions in your region, you can enjoy the corresponding annualized return on the cash balance in your account. For specific conditions, please refer to our T&Cs.

Although the interest rate is an annualized rate, it is calculated on a daily basis, and interest is accrued on eligible cash balances every day, and paid monthly. (1) USD currency: Daily USD cash balance interest = Positive USD cash balance available after the account settlement on that day*4.6%/365. (2) SGD currency: Daily SGD cash balance interest = Positive SGD cash balance available after the account settlement on that day*2.55%/365.

Based on the cash balance and other participation conditions in your region, you can enjoy the corresponding annualized return on the cash balance in your account. For specific conditions, please refer to our T&Cs.

This interest promotion is only applicable to individual accounts, institutional accounts are not eligible. uSMART reserves the right to refuse any customer from participating in the Cash Balance Interest promotion or disqualify any customer from participating in the promotion if any customer is found to have violated any of the policies, rules and/or regulations.